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Actuarial Certificate Wizard

 

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Help File: Actuarial Certificate Wizard
Product(s) Simple Fund
Article ID 11423
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The purpose of the Actuarial Certificate Wizard is to automate the process for Simple Fund users to request and obtain an Actuarial Certificate.


NOTE:

The Actuarial Certificate Wizard can be used for the following:

  • Self Managed Super Funds
  • Funds with the new Account Based Pensions

The Actuarial Certificate Wizard will not generate certificates for the following:

  • Fully segregated funds
  • Defined Benefits funds

Access to the Actuarial Certificate Wizard screen can be restricted through User Maintenance | Access Levels Add/Edit.


This process allows clients to prepare an actuarial certificate within Simple Fund. The Actuarial Certificate process will:

  1. extract the certificate data from the Simple Fund ledger (or data can be input if required)
  2. make the appropriate calculations
  3. provide access to the certificate payment process
  4. submit the certificate to the actuary for review and approval
  5. provide a tax invoice
  6. provide the Actuarial Certificate


As part of this process, Simple Fund will also add the percentage calculated to the Fund Details | Pension Policy screen. The Actuarial Certificate will also be added to Document Management.

Note: If the Actuary has emailed you the Actuarial Certificate instead of releasing it through Simple Fund, you need to manually enter the percentage under Fund Details | Pension Policy.

This process has been designed to make obtaining an actuarial certificate fast and simple saving clients a considerable amount of time and effort. Clients will no longer need to complete spreadsheets, email the spreadsheets to an actuary and then manually enter the percentages into Simple Fund.


Clients can obtain Actuarial Certificates from:

  • Act2 Solutions
  • Accurium
  • Cumpston Sarjeant Consulting Actuaries


Important Prerequisites

The Simple Fund data collection and calculation process works best where clients have completed most of the administration work for a fund for the financial year. Clients should input/upload all transaction data in the normal way, Create Entries at the date the member commenced a pension, change the appropriate member(s) to pension mode and move transactions to the non preserved accounts and input the date the member entered pension mode. You also need to create entries at year-end before entering the data and calculating the balances for the Actuarial Certificate.

You also need to ensure that the correct username and password have been entered under Administration | Defaults | Tasks/Help and that you have internet connection so that you can send the data to the Actuary.


Sfgetstarted image005.png


Screen Access

From the Simple Fund main screen, click the Request Actuarial Certificate icon.


Getactcert.gif


Alternatively,

From the Ribbon Toolbar,

On the Modules tab, in the Actuary group, click Actuarial Certificate.


Actuarialcertificateicon.gif

Screen Prompts

To request and obtain your actuarial certificate, you need to go through the Wizard and complete the following steps:


A brief overview of each step is provided under the Introduction tab.


To navigate through the Wizard:

Next.gif Click to go to the next tab.
Previous.gif Click to go back to any previous screens.


Step 1 - Certificate List

Select your Actuary to create a New Actuarial Certificate

When preparing a new Actuarial Certificate, select the Provider by clicking the provider's logo.

Hint.gif Note: Only select an actuarial provider to generate a new certificate.

To edit/review the data for a certificate you have already created, select the certificate from the list.

A list of all the actuarial certificates that have been requested through Simple Fund is displayed under this section.

The price charged by each Actuary for a certificate and the average time it is going to take the Actuary to process an actuarial certificate will display under each Actuary's logo.

Hint.gif Note: The price and processing time are determined by the Actuary and may change without notice .
Select.gif Highlight a fund and click this icon to select that fund. You can also select a certificate to edit/review it by double-clicking the certificate.
Del.gif Click to delete a certificate. You need to tick the box to the left of the certificate first. Multiple certificates can be deleted at the same time.
Print.gif Click to preview the following documents:
  • Actuary Certificate
  • Invoice
  • Actuary/Application Summary

You can make use of the Certificate List Filter to locate a particular certificate. The following filters are available:

  1. All - This will show all the certificates requested through Simple Fund.
  2. Fund Name - When you click on the search icon next to the filter, this will take you to the Fund Selection screen. You can then select a fund from the list and all the certificates prepared for this fund will show.
  3. Provider Name - This will give you the option to view all the certificates prepared by a particular Provider. Select the Provider from the drop-down list.
  4. End Date - You can enter or select a financial year end date and Simple Fund will list out all the certificates prepared with that End Date.


Depending on which filter was selected previously, Simple Fund will list the certificates.


You can order the list by clicking on the following column headers:

  • Fund Name
    The fund for which you have prepared the certificate

  • Provider Name
    The name of the Actuary Provider you have selected to apply the certificate

  • Start Date
    The Financial Year Start Date of the period for which the certificate was prepared.

  • End Date
    The Financial Year End Date of the period for which the certificate was prepared

  • Certificate Date
    The date you first clicked Calculate Balances under the Calculation tab.

  • Release Date
    The date the Actuarial Certificate was released by the Provider after review. This may not always be the same as the Review Date. For example, if the Provider was missing some data and requested more information from the client, preparation and release of the Actuarial Certificate will be delayed.

  • Release Status
    Released via Simple Fund This is when the Actuarial Certificate has been sent to Simple Fund. You can then print/preview the Actuarial Certificate.
    Released via Email Under some circumstances, the Actuary will email you the Actuarial Certificate instead of sending it through Simple Fund. You will then need to check your email account (if you have provided one) under Contact Details. Otherwise, the Actuarial Certificate will be sent to the firm email address that your firm provided BGL when you purchased Simple Fund.

    Note: You will not be able to preview/print the certificate under Certificate List if it is released via email. You can manually attach it to Document Management if you wish for quick reference.

  • Payment Type
    There are four payment types:
    1. Post Pay - users can request for certificates but pay at the end of the month after registering their details with BGL.
    2. Credit Card
    3. EFT
    4. Cheque

    NOTE:

    • To use Post Pay, users need to register by calling BGL on 1300 654 401 or completing the following form. The form can either be faxed (03 6530 6964) or emailed (admin@bglcorp.com.au) back to BGL.
    Once registered, users can request for actuarial certificates from any of the Actuaries and the nominated bank account will get charged only at the end of the month.
    • Credit Card payments will be processed instantly, whereas payments by EFT and Cheque may take a few days to clear.
    • Payments by EFT and Cheque are not processed through BGL's ANZ EGate. EFT/Cheque details will show on the invoice.

  • Payment Date
    The date the payment was processed.

  • Payment Status
    Pending This will usually appear if you have paid by EFT or Cheque. EFT and Cheque payments will usually take longer to process than Credit Card payments.
    Success When a payment has been processed and approved.
    Failed When a payment has not been successful. You need to go to the Payment tab and process the payment again.
  • Uploaded Date
    The date the data is pushed to our secured server.

  • Review Date
    The date the Provider retrieved the data for review.

  • Review Status
    No Status The field will be empty after payment has been processed and the Actuary has not downloaded the file.
    Cancelled The request for an actuarial certificate has been cancelled by the actuary. See the Review Reason column for more information.
    Pending The Review Status will show as Pending if the Actuary has downloaded the Actuarial calculations and files or if a resubmission has been processed in Simple Fund.
    Resubmit The data that the actuary received is not complete or correct. See the Review Reason column for more information.
    Success The actuary has checked your data and should provide you with your certificate shortly.
  • Review Reason
    Clients can view the reason why their Review Status is showing as Cancelled or Resubmit. If the Review Status is Resubmit, clients need to check the Review Reason for more details. You may also be contacted by the Actuary on the changes or corrections that need to be made. Once you have made the changes, you need to go to the Calculation tab and click Actcertresubbal.gif to send the updated details to the Actuary. See Possible Issues - Issue 8 for further information.

Step 2 - Data Input / Review

Existing information from the fund ledger will be displayed in the following three different tabs:


Users need to review the fund details and information and ensure they are correct.


Fund Information

This screen contains details of the fund.


Actuary Provider

The Actuary you have selected will show here.


Current Financial Year

Simple Fund will automatically pick up the From and To dates from the Fund Details | Reporting screen.


Data

There are two ways users can enter data for the actuarial certificate:

  • Use Ledger and input data - This is the default option. This option allows you to use the data that you already have in Simple Fund and you can also enter additional data through the Transaction Details (Add or Edit) section. The balances and transactions will show in the bottom half of the screen.
  • Input data - You will need to manually enter all the data.

Transactions manually entered will be highlighted in green to make it easier for users to differentiate between existing and new transactions.

Hint.gif Note: Switching from one option to the other will clear all manual entries input.

Simple Fund will display the following confirmation message:

Actwizswitchinputmethod.gif


Click Yes to switch input method or No to cancel the change.


Opening balances only?

Ticking this box will automatically pre-fill only the members' opening balances. Other transactions that were posted during the year like contributions, transfers in/out or pension benefits will not be included in the calculation. You will then need to enter those manually through the Transaction Details (Add or Edit) section.


Certificate Prepared Date

If you are requesting for a new Actuarial Certificate, today's date will appear here. You can manually change the date if you wish to.

Only after you click Calculate Balances on the Calculation tab that the data will get saved. If you do not process the payment on the same date, you can come back to the Actuarial Certificate Wizard screen and change the data later. The Certificate Prepared Date will default to the date when the data was first saved.


Fund ABN

An ABN is mandatory if you are applying for an actuarial certificate through Accurium. If the Fund ABN is not there, the following message will come up when you click Next:

AccuriumFundABNMissing.png

Clicking OK will take you to the Fund Details | Details screen where you can input the ABN.

Click Save.gifSave and you will be taken back to the Actuarial Certificate Wizard screen.


Trustee Details

The Trustee details entered through Fund Details | Contacts/Deed will show here. You can change the details if they are not correct. The details under Fund Details | Contacts/Deed will get updated to reflect the changes made.


Trustee Type

  1. If an ACN is not attached to the Trustee, the Type will display as Individual.

  2. If an ACN is not attached to the Trustee and it is a Joint Trustee, the Type will display as Individual and the representatives attached to that entity will be listed.

  3. If an ACN is attached to the Trustee under Other Details,

    TrusteeACN.gif

    the Type will show as Corporate and the Reps.gif representatives attached to that entity will be listed.
    Hint.gif Note: You need to attach the representatives in the People screen by clicking Reps.gif



Administrator/Advisor Details

Accountants should not have the Trustee Application? box ticked. They need to select their Firm Details and Address.

Trustees, who are applying for an actuarial certificate wizard for their fund, should tick the Trustee Application? box and input an address. This address will display on the certificate generated by the Actuary.

Click Next.gif to proceed to the Pension Info tab.

Pension Info

The pension start date and ceased dates (if applicable) will be listed for each member account in the current year.

If the date(s) are incorrect, you will need to check the Member Mode screen before proceeding with the Actuarial Certificate request.


Commutation

Tick Checkon.gif if member account have been commuted during the financial year. Check box will only be enabled when there is a Date Ceased.


Acc Ceased

Tick Checkon.gif if member account have ceased during the financial year. Check box will only be enabled when there is a Date Ceased.


Click Next.gif to proceed to the Transactions tab.


Transactions

Transaction Details (Add or Edit)

Simple Fund will automatically pick up transactions that have been processed through the software if the Use Ledger and Input data option is selected.

Users also have the option to add/edit any transaction if required.


Date

Enter the date of the transaction.


Members

Select the member account from the drop-down list.


Account Description

The information appearing under Details | Account Description in the Member's screen will display here.


Transaction Type

You can select from the following:

  • Accumulation Benefit
  • Contribution
  • Contribution - Concessional
  • Contribution - Non Concessional
  • External Transfer In (for example, Transfers from another fund)
  • External Transfer Out (for example, Transfers to another fund)
  • Expenses and Tax - (You will need to enter Expenses and Tax only if advised by the Actuary)
  • Income
  • Internal Transfer In (Accumulation)
  • Internal Transfer In (Pension)
  • Internal Transfer Out (Accumulation)
  • Internal Transfer Out (Pension)
  • Opening Balance
  • Pension Benefit
  • Transfer to Reserve
  • Transfer from Reserve
Hint.gif Note: Transfers to/from Reserve from/to an external entity do not have to be included in the calculations and can be ignored. If you have posted transfers to/from any Reserve account from/to an internal account, you will need to manually enter this information. Simple Fund will not pick up any transfer data.


Important information regarding Transfers In and Out

External Transfers In/out

  • Transfers in/out posted through the Lump Sum Rollin and Lump Sum Payment screens are treated as External Transfers In/Out.
  • All transfers posted to the following accounts are treated as External Transfers:
    • 285 - 293 Transfers In
    • 450 - 465 Transfers Out

Internal Transfers

  • If you need to transfer between member accounts for the same member (internal transfer), these should be posted through the 500-600 accounts. It is recommended that you use the Internal Transfer Wizard to process internal transfers.
  • If the transfers in/out are on the pension start date or the same day as commutation, these will be treated as Internal Transfers.

Below is a list of the transaction types and accounts. Transactions need to be posted to these account ranges within Simple Fund so that they will appear as the correct Transaction Type in the Actuarial Certificate Wizard.

Transaction Type Accounts
External Transfers In 285-293
External Transfers Out 450-465
Accumulation Benefits Paid 320-325
Accumulation Benefits Paid 495-499
Pensions Paid 412-417
Spouse Pensions Paid 435-437
Employer Contributions 242-245
Member/Personal and Other Contributions 259-264
Transfers To / From Reserves 599
Internal Transfers In / Out 500-600

Note: You can manually change the transaction details through Transaction Details (Add or Edit)


Amount

Input the Transaction Amount.


Account Balance

If you are entering an Internal Transfer Out, any balance that is left over in that member's account needs to be entered here.


Saving a transaction

Actcertsavetrans.gif Click to save the existing transaction that you have edited. To edit a transaction, click on the transaction.

Entering a new transaction

Actcertnewtrans.gif Click to add the transaction to the list.


Note: Transactions that have been added manually will be highlighted in green.


Actcertmanualtrans.gif


Selecting all the transactions in the list

Selectall.gif Click to select all the transactions that appear in the list.


Deselecting all transactions in the list

Clear.gif Click to deselect all the transactions that appear in the list.


Deleting transactions

Actcertdeltrans.gif Click to remove transactions from the list. You need to select the transaction first by ticking the box to the left of the transaction. Multiple transactions can be selected and deleted at a time.

Reloading Ledger Data

Actcertrecalc.gif Click to restore the initial transactions before any transactions were added/edited. New transactions, that have been manually posted through Transaction Details (Add or Edit), will be deleted. Transactions, that were edited, will be overwritten by the initial transactions.

The following confirmation message will appear:

Actwizrecalcmsg.gif

Click Yes to restore the initial transactions and delete the manual entries or click No to cancel.


Click Next.gif to proceed to the Calculation tab. Simple Fund will validate the transactions to check for possible errors.


There are two types of message that can appear:

Actwiztransvalidation.gif

  1. Critical error.gif Error - This needs to be fixed before you can proceed to the next tab. Double-click on the message and Simple Fund will take you to the screen where the error needs to be fixed. All affected transactions will be highlighted in yellow.

    Actwiztransyellow.gif

  2. Checkoff.gif Warning - This advises of possible issues. You can tick the check box Checkon2.gif if the information is correct to proceed to the next tab.


After you have reviewed all the messages, click Select.gif to proceed.


Additional Info

Accurium

For Accurium, provide any extra information in the Additional Info tab.

Accurium has requested this additional information so that the tax exempt percentage efficiently and accurately allows for the impact of member deaths, member exits, fund establishments and fund wind-ups. It also provides you with the opportunity to advise of any special circumstances applying to your fund.

Revisionary / Death Pension

Where a member has passed away, indicate if any of the monies were revisionary to another member, or were used to commence a death benefit pension. Leave the beneficiary blank if the pension does not revert to another member.

If the member still holds a balance at 30th June, do not enter a Date Left Fund.

Select Deceased Member

If the member is deceased, enter the Deceased Member, Date of Death, Date Left Fund and Beneficiary.

Fund Establishment

If the fund was established in the current financial year, enter the date

Fund Wind Up

If the fund wind up date is in the current financial year, enter date.

Hint.gif Note: If you have entered the Wind Up Date under Fund Details >> Details, this will automatically flow through to this field.

Additional Information

Add any special circumstances or comments to make regarding the application. This will be provided to Accurium along with your other data.


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Act2 Solutions

There is an Additional Information box available for Act2 Solutions under the Contact Details tab if you need to provide any extra information to Act2 Solutions.


Actwizaddinfoact2.gif


Step 3 - Calculation

Simple Fund will display the net income for the period, that is, income less expenses and excluding benefits paid, contributions and transfers in/out.

The value of segregated/pooled assets excluded from the calculations and the amount currently in reserves for this fund will also show on screen.

Note: The liabilities calculations are inclusive of Net Income.

Actwizsegassetsandreserves.gif

Actcertcalcbal.gif Click to calculate the balances and the Estimated Tax Exempt Percentage.

The data from the Data Input/Review screen will be used for the calculation of the Estimated Tax Exempt Percentage.


You need to make sure that the following tasks have been completed and all the boxes have been ticked first:


Have the opening balances for all member accounts been calculated or input?

  • Ensure all the members' opening balances are correct and are included in the calculations.


Have all contributions for the year been calculated or input?

  • All the contributions received through the fund should be included in the calculations. Transactions posted to the following accounts will be treated as contributions:
    • 242-245 - Employer Contributions
    • 259-264 - Member/Personal and Other Contributions


Have the transaction types for all transfers been correctly classified?

  • You need to ensure that the transfers have been correctly categorised as internal or external. See Important information regarding Transfers In and Out.
  • If the transfers in/out are on the pension start date or the same day as commutation, these will always be treated as internal transfers.


Have all external transfers in been calculated or input?

  • Transfers in/out posted through the Lump Sum Rollin and Lump Sum Payment screens are treated as External Transfers In/Out.
  • All transfers posted to the following accounts are treated as External Transfers:
    • 285 - 293 Transfers In
    • 450 - 465 Transfers Out


Have all transfers between member accounts been calculated or input?

  • If you need to transfer between member accounts for the same member (internal transfer), these should be posted through the 500-600 accounts. It is recommended that you use the Internal Transfer Wizard to process internal transfers.
  • Transfers between member accounts for different members (i.e from Member A to Member B) to be treated as Internal Transfers should be posted through the 500-600 accounts.
  • If the transfers in/out are on the pension start date or the same day as commutation, these will always be treated as internal transfers.


Have all transfers between member accounts and reserves been calculated or input?

  • You need to make sure that if there has been any transfers from/to reserves during the year that these have been correctly entered.
  • Transfers from/to reserves should be posted to the 599-XXX accounts in Simple Fund.


Have all accumulation benefits from member accounts been calculated or input?

  • All the benefits paid to accumulation members need to be included in the calculations.
  • If you have posted these transactions to the ledger through Simple Fund, the following account ranges should be used:
    • 320-325 - Accumulation Benefits Paid
    • 495-499 - Accumulation Benefits Paid


Have all pension paid from member accounts been calculated or input?

  • All the benefits paid to pension members need to be included in the calculations.
  • If you have posted these transactions to the ledger through Simple Fund, the following account ranges should be used:
    • 412-417 - Pensions Paid
    • 435-437 - Spouse Pensions Paid


Have all assets been revalued correctly?

You need to ensure that you have created entries so that the assets have been correctly revalued. See Important Prerequisites.


Have all pension payments been cashed promptly?

You need to ensure that the correct amount of pension has been paid out.


Are all assets (particularly in-house assets) within concentration thresholds?

You need to ensure that the fund is in line with the Investment Rules, for example, there is a limit on the value of in-house assets that a fund can hold.


Actcerttasklist.gif


You can click Selectall.gif to confirm that you have completed all the tasks listed above.


You then need to agree to the following to be able to proceed.

Actwizagreementbox.gif

Process.gif Click to calculate the balances and the Estimated Tax Exempt Percentage. This will also save the data that have been input or changed.
Warningtemp.gifWarning: If you exit the Wizard without clicking on this icon, the data will not be saved.

An Actuary Transaction Report will be generated containing a summary of the information that have been entered in the Actuarial Certificate Wizard. This report can also be viewed by clicking Print.gifPrint from the Certificate List tab.

Abort.gif Click to cancel the calculations and close the Actuarial Certificate Calculations screen.

If you have not completed one of the tasks, click Abort and then click Previous to go back and enter any missing information.

Step 4 - Contact Details

Fund Administrator Details

Please provide the Actuary with your contact details in case they require further information on the data you have submitted through Simple Fund. You need to enter the following information:

  • Contact Name
  • Telephone
  • Email

Note: If no contact details are provided here, your firm contact details will be used.


Additional Information (Applicable for Act2 Solutions only):

If you have selected Act2 Solutions as the Actuary Provider , you can enter any extra information, e.g. special circumstances or comments in regards to the fund, that you wish to provide Act2 Solutions.

Actwizaddinfoact2.gif

Step 5 - Payment

This tab will go through the payment process.

The following warning message will appear after clicking on the Payment tab:

Actcertpmtwarning.png

Users need to note that once they start the payment process, they will not be able to exit out of the Payment screen until the payment process has been completed. To continue with the payment process, click Yes and choose from one of the following payment options:

  1. Post Pay
  2. Credit Cards
    • MasterCard
    • Visa
    • American Express
  3. EFT
  4. Cheque
Hint.gif NOTE:
  • To use Post Pay, users need to register by calling BGL on 1300 654 401 or completing the following form. The form can either be faxed (03 6530 6964) or emailed (admin@bglcorp.com.au) back to BGL.
Once registered, users can request for actuarial certificates from any of the Actuaries and the nominated bank account will get charged only at the end of the month.
  • Credit Card payments will be processed instantly, whereas payments by EFT and Cheque may take a few days to clear.
  • Payments by EFT and Cheque are not processed through BGL's ANZ EGate. EFT/Cheque details will show on the invoice.

If users wish to complete the payment process at a later stage, click No.

Once the payment has been made and processed, an invoice will be generated. The invoice will get saved to Document Management and All Documents and Forms screens under Reports and Documents | Documents and Tasks. This can also be viewed by clicking Print.gifPrint from the Certificate List tab.

The following data will be sent to the Actuaries:

  • Statement of Financial Position/Balance Sheet
  • Operating Statement
  • General Ledger
  • Actuarial data and calculations

Amending your Actuarial Certificate application

Once you have submitted the application, this will get sent to the Actuarial Certificate provider.

If you wish to make any changes to the application, you will need to contact the provider.

You can access their contact details from their website:

Act2

Accurium

Cumpston Sarjeant


Viewing and Printing the Actuarial Certificate

The Actuarial Certificate will only be available when it is released by the Provider.

To check whether the certificate has been released by the Provider, go to the Step 1 - Certificate List tab and check the Release Date and Release Status. The certificate will be available for you to preview/print in Simple Fund if the Release Status is Released via Simple Fund.

From the Certificate List tab, highlight the fund and then click Print.gifPrint.


Actwizpreviewandprint.gif


You can Preview.gif Preview the documents.


The Actuarial Certificate will get saved to Document Management and All Documents and Forms screens under Reports and Documents | Documents and Tasks once you preview the documents.

If the Release Status is Released via Email, it will not be possible to preview/print the certificate from the Certificate List screen. You will also not be able to push the certificate to Portal from the Certificate List screen.

Hint.gif Note: Actuarial Certificates are Released via Email if not enough information has been provided to the Actuaries through Simple Fund.

Portal clients can send these documents to Portal by clicking Pushportalicon.gif.

You can also view the Invoice and Actuarial Application Summary documents.

Actuarial Percentage

Once the Actuarial Certificate has been Released via Simple Fund, the Actuary's Percentage will be automatically updated under Fund Details | Pension Policy based on the Pension Policy you have set up for the fund:

  • No policy - if there is no pension policy set up at all or in the same financial year the Actuarial Certificate is applied, Simple Fund will create a policy for the that financial year with the Actuarial Percentage from the Actuarial Certificate received.
  • One policy - if a pension policy exists for the same financial year the Actuarial Certificate is applied and the Actuarial Percentage for that policy is nil, Simple Fund will update the existing pension policy with the Actuarial Percentage from the Actuarial Certificate received.
  • Multiple policies - if there are multiple pension policies in the same financial year the Actuarial Certificate is applied, the pension policy closest to the end of the financial year (30/06) will be updated with the Actuarial Percentage from the Actuarial Certificate received.

If the Actuarial Certificate has been Released via Email, the Actuary's Percentage will need to be manually entered under Fund Details | Pension Policy.

Hint.gif Note: The Non-Deductible proportion of General Expenses and Investment Expenses will not be populated. You will need to choose one of the calculation methods available when setting up the pension policy.


Actuarial Calculations

BGL do not have details of the actuarial calculations. If you have any questions on the actuarial calculations or percentage, please contact the Actuary directly. You can access the contact details by clicking on one of the Actuaries below:

Act2

Accurium

Cumpston Sarjeant

Troubleshooting Error Messages

See Actuarial Certificate Wizard - Error and Warning Messages for a list of the possible error and warning messages that you may come across when using the Actuarial Certificate Wizard. Each message is followed by some troubleshooting information.


Possible Issues

See Actuarial Certificate Wizard - Possible Issues for a list of issues that users may possibly come across.